ESG investing isn’t just a passing fad—it reflects a broader desire to use wealth responsibly. Trustees can accommodate this desire if they act prudently and communicate effectively. Start by clarifying the trust’s purpose and updating documents to authorize ESG considerations, then conduct thorough research, engage experienced advisors and keep beneficiaries informed. Sustainable investing may enhance family harmony, but it must be handled with the same care and diligence as

Seasonal planning is what separates reactive trust management from proactive, professional stewardship. By anticipating the rhythms of beneficiary needs, trust expenses, market behavior, and tax obligations, trustees can ensure the trust is always ready for what’s next.

Creating a trust is an important step toward protecting your family and simplifying the transfer of your assets. However, a trust without funding is like an empty safe: it may look solid, but it does nothing to safeguard your valuables. Proper funding avoids probate, ensures privacy, preserves your intentions, minimizes tax and protects you in case of incapacity. Conversely, failing to fund your trust can lead to delays, expenses and disputes.